bad for a game kickstarted last March. Crowfall is large scale PvP MMO with voxel building & destruction, described as "Game of Thrones meets EVE online", for quick intro - it's IGN wiki.
Player's identity / account is tied to the crow spirit and NOT the body, which should lead to frequent changes of race / class / sex after death, also some of it's worlds will be virtually dying after couple months - I made a post on Worlize with lots of images and details about that, say the one about death
I didn't find the right solution from the internet.
Disability Insurance Video Examples